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John Hancock Agency Ratings
John Hancock Life Insurance Company's exceptional financial quality consistently earns us high rankings from leading independent ratings agencies as of 04/01/05.

A.M. BestA++Superior
FitchAA+Excellent
Moody'sAa3Excellent
Standard & Poor'sAA+Excellent


A.M.Best: A++ is the highest of fifteen possible ratings from A.M. Best.
Fitch: AA+ is the second highest of eighteen possible ratings from Fitch.
Moody's: Aa3 is the fourth highest of twenty-one possible ratings from Moody's.
S&P: AA+ is the second highest of eighteen possible S&P ratings.

Ratings do not apply to variable group separate accounts, which are subject to market risk.

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http://www.jhancockstructures.com/gsfp/ratings.html