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John Hancock Agency Ratings
John Hancock Life Insurance Company's exceptional financial quality consistently earns us high rankings from leading independent ratings agencies as of 03/25/09.

A.M. BestA++Superior
FitchAAExcellent
Moody'sAa3Excellent
Standard & Poor'sAA+Excellent


A++ A.M.Best: Superior ability to meet ongoing obligations (1st of 16 ratings)
AA Fitch: Very strong capacity to meet policyholder and contract obligations (3rd of 21 ratings)
AA+ Standard & Poor's: Very strong financial security characteristics (2nd of 21 ratings)
Aa3 Moody's: Excellent in financial strength (4th of 21 ratings).

Ratings do not apply to variable group separate accounts, which are subject to market risk.

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http://www.jhancockstructures.com/gsfp/ratings.html