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Single Premium Group Annuities

A Single Premium Group Annuity (SPGA) requires a one-time, up-front premium payment that is used to fund a guaranteed income stream to individuals for a certain period of time. Payout commences at a specified time, typically upon the retirement of plan participants. A guaranteed structure such as this is appropriate for defined benefit and defined contribution plans. Comprehensive service, including underwriting, installation and ongoing administration are just a few of the competitive advantages that John Hancock has to offer.





SPGA Contract

  SPGA Contract Fact Sheet
  Sample SPGA Contract
  Sample SPGA Application
Getting Started

  Request for Proposal
  Data Requirements
  Sample SPGA Proposal
  Acceptance Procedures
  Sample Qualified Certificate
  Agent / Company Appointment Application
Benefit Services

For more information on benefit services provided by John Hancock, please refer to the JH Services page above.
Participant Forms for Benefit Services
Contact Us

For additional questions please refer to the Contact Annuity Team page above.

All guarantees are subject to the claims paying ability of the issuing insurance company.

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http://www.jhancockstructures.com/gsfp/annuities/group_single_premium.html